People's Bank · Lending platform
Morbius RLOS — a $5M loan origination rollout
Retail loan origination digitised across 100+ branches — and 1,000+ staff trained on the new way of lending.
The problem
Paper-based retail lending meant slow approvals and inconsistent credit decisions across hundreds of branches.
What was built
End-to-end retail loan origination — application, credit evaluation, approval workflow and disbursement — rolled out branch by branch.
Compliance context
Credit policy, CBSL lending directions.