Gayan Kalinga

People's Bank · Digital banking platform

Peoples Pay — a 1M+ user mobile bank

Wallet and mobile banking for one of Sri Lanka’s largest state banks: 1M+ users, 4.6★ across 20,000+ reviews.

The problem

A legacy state bank needed a consumer-grade digital channel — onboarding, payments, and card-free banking — without compromising central-bank compliance.

What was built

End-to-end mobile banking: wallet, bill payments, fund transfers, QR payments and card management, integrated with the core banking estate and national payment rails.

Compliance context

Central Bank of Sri Lanka regulations, PCI DSS-aligned payment handling.

← All work